Engage Employees

Impact Retirement - ESG focused target portfolios give employers a

meaningful way to support a culture that attracts, engages and retains key talent.

A growing number of employees, especially Millennials, want their employer and their investments to reflect their personal values.(1) These employees want more than a paycheck, they want to make a difference. Impact Retirement ESG focused target-date and target-risk portfolios give employees the ability to align their retirement assets with their values and give employers a way to reinforce a corporate culture that supports environmental, social and governance issues.  

Why ESG Target Portfolios?

• Over 90% of millennials want their employer and their investments to promote environmental and social good. (1)

• Less than 20% of retirement plans offer at least one ESG investment option, only accounting for an estimated 1% of total 401(k), 403(b) or 457 assets. Employees have limited or no ESG choices making it difficult to align investments with their values. (2)

• Target portfolios have become the most popular investment within 401(k), 403(b) and 457 retirement plans, providing instant diversification and professional allocation. (3) 

• The DOL has given guidance to plan fiduciaries for offering ESG screened investments within an ERISA qualified retirement plans. (DOL IB-2015-01).

• A growing number of studies, including several meta studies, have found a connection between ESG factors and positive corporate financial performance, dispelling the myth that investors have to give up performance to invest in companies with strong ESG ratings. (4)

It’s about choice: Adding Impact Retirement portfolios to a plan's existing fund line-up gives employees the choice to invest their retirement assets how they want. 

Infographic (click for pdf)

1. TIAA - Second Annual Practice Management Study, Responsible Investment, 2015

2. US SIF Foundation, Report on US Sustainable, Responsible and Impact Investing Trends 2016

3. Vanguard, How America Saves, 2016

4. University of Oxford/Arabesque Partners 2014 and Deutsche Asset & Wealth Management/University of Hamburg 2015 meta studies

Park and Elm Investment Advisers LLC is a registered investment adviser in the State of Indiana and Washington. The Adviser may not transact business in states where it is not appropriately registered, excluded or exempted from registration. Individualized responses to persons that involve either the effecting of transaction in securities, or the rendering of personalized investment advice for compensation, will not be made without registration or exemption. Park and Elm Investment Advisers LLC is doing business as ClearPoint Financial Partners.

For more information contact:

Mike Grimme